Programs that can help you pay your medical expenses

Click here to schedule an appointment. Project Access Austin provides ready access to health care services for low-income, uninsured people in Travis County. Their goal is to assist people who earn too much for government programs like Medicaid but not enough to afford independent health insurance. You can fill out the enrollment form on the website. Many Americans struggle right now to make ends meet, especially those that have lost their healthcare coverage. The resulting stress can cause mental and physical strain and make it even more difficult to weigh your options.

Start your search with one of these organizations and know that you are not in this struggle alone. No Cost? No Joke. This Checking Is Free Our free checking account comes with absolutely no monthly fees or minimum balance requirements. Grow Your Business Giving your business access to the money you need to grow. Ready for Retirement? Live the retirement lifestyle you want. We will help you get there.

Organizations That Help Pay Medical Bills For many patients, one of the scariest parts of the recovery process is learning how much you owe in medical bills. Looking for a Short-Term Loan? Be sure to check out their free booklet about Cancer and Your Finances. Another option for organizations that help pay medical bills: The PAN Foundation focuses on removing financial barriers to medications and treatments essential for care.

These programs can help pay for out-of-pocket costs, travel expenses, and health insurance premiums. Check out their list of programs on their website to see if they can help with your medical debt. The CancerCare Co-Payment Assistance Foundation aims to help people with cancer make their co-payments for chemotherapy and other targeted treatments.

They have a list of particular cancers they are accepting assistance applications for. You can find out if you qualify after selecting a specific cancer diagnosis on their Covered Diagnoses chart. They may not currently have funding for your specific cancer diagnosis. In this case, their co-payment specialists may be able to help. They can provide information about other resources that may be able to help. These advocates know medical billing inside out.

They can spot medical billing errors you might not catch yourself. A billing advocate that reduces your medical bills essentially reduces your medical debt. Unfortunately, billing advocates often charge for their services, and sometimes, they can be expensive.

Another option could be through charitable organizations like the Patient Advocate Foundation. Are you constantly stressed? To learn more about stressing less, here are some strategies that you can begin using immediately.

Learn more about this diet strategy by reading this ultimate guide. You can create your own workout plan. Reach out to the organizations that could help you with your specific situation.

Also, ensure that you are putting your health first to avoid future medical issues that may require thousands of dollars in bills. If a hospital stay is unavoidable though, remember that you do have options — such as these organizations that help pay medical bills — with helping to pay off medical debt.

Now that you know how to utilize organizations that help pay medical bills and get medical debt relief, consider paying off other debt that you may have:. Lance Cothern is a freelance writer and founder of the personal finance blog Money Manifesto.

When he isn't busy writing about money, he can be found with his family enjoying the sand and sun at a local beach. You need to have health insurance to receive assistance from this program, and you also have to meet income requirements.

In addition, you need to have been prescribed a medication covered by the organization. It has a co-pay assistance program to help pay for insurance co-pays and premiums, as well as prescription drug costs.

Applicants must qualify financially and medically in order to receive help. Specific assistance limits vary by type of blood cancer. The National Organization for Rare Disorders NORD offers financial help with insurance premiums and co-pays, diagnostic testing expenses, and travel to disease specialists not covered by insurance.

It also works with other organizations and companies to provide travel and lodging assistance to participants enrolled in certain rare disease clinical trials. Specific diseases and medications are covered by NORD. It aims to help patients of so-called orphan diseases that may not receive the attention and resources that other more well-known diseases have. Patients receive monetary grants to help pay for prescription co-pays and health insurance. HealthWell Foundation helps patients with chronic illnesses pay for prescription drug co-pays, deductibles, and health insurance premiums.

A variety of diseases, from gout to melanoma, are covered. To apply, you must have some type of health insurance to cover part of your treatment. You can apply online or by calling PAN will help pay for co-payment assistance for a wide variety of medications if you meet income requirements and also have health insurance. These are generally high-cost medications. You have to reside and receive treatment in the U. The Patient Advocate Foundation offers help for patients with diseases such as osteoporosis, ovarian cancer, and hepatitis B and C.

The organization helps with mediation and negotiation related to medical debt issues, as well as copay assistance. Sight for Students. Sight for Students provides free vision exams and glasses to low-income, uninsured children age 18 and younger. It helps more than 50, children age 18 and younger each year. Gift certificates are issued to providers to pay for your glasses.

The child must not be enrolled in Medicaid or have other vision insurance, and the child or parent must be a U. Volunteers provide eye care to people who may be at risk for glaucoma, senior citizens, children, and people with diabetes. Complete an online questionnaire that includes information such as your citizenship, medical insurance, and eye health-related questions. Print it out or write it down. Vision USA optometrists provide free eye exams from optometrists in 39 states and the District of Columbia.

To qualify, you must have no private or government insurance, including Medicare or Medicaid. You cannot have received a doctor referral through the program in the past two years. New Eyes for the Needy buys eyeglasses for people in financial need. Applications need to be completed by the person applying for help as well as a social service agency. Include a copy of your recent eyeglass prescription.

You must have no Medicare, Medicaid, or private health insurance, and no other means to pay. Check to see if a participating doctor or clinic is available in your state.

Hearing Loss Association of America. The Hearing Loss Association of America has information about a wide variety of assistance programs in each state, as well as specific programs to benefit veterans and children. Information about getting assistance with telecommunications equipment for the hearing impaired is also included.

An application requires a letter from the family, as well as a copy of your last tax return and a pay stub, if applicable. Include a copy of an itemized quote from a hearing aid or assistive listening device supplier. More people than ever are turning to crowdfunding sites like GoFundMe.

Donations are collected online and then sent to you, with the crowdfunding site taking a small percentage. Medical bills are often complicated, indecipherable documents that can filled with incorrect charges. Common errors include duplicate charges or procedures that were incorrectly listed. Sometimes doctors or hospitals will try to charge you the difference between their normal charges and what your insurer will pay, and you may not necessarily be responsible for the difference.

Check with your insurance company for more details are their agreement with your healthcare provider. In fact, if your doctor will call the hospital on your behalf, you have some extra clout behind you.

The Department of Health and Human Services has found huge gaps in what healthcare providers charge for the same procedure. One California facility, for example, charged 42 times what an Oklahoma provider bills for the exact same procedure.

These differences in price can also vary widely within a small geographical region, the Department of Health and Human Services found. If you have trouble navigating the site, you can call them at You can bring your own phone and keep your number to experience our 5G network coverage. Once approved, you can begin the phone activation process to receive FREE phone service online. Signing up is fast and easy.

No credit checks, No contract, No bills ever. Click here to sign up today! Home About Us Company News. Thursday, January 13, Qlink WIreless Blog.